Revised Code of Washington (RCW) (Last Updated: August 9, 2016) |
Title 19. BUSINESS REGULATIONS—MISCELLANEOUS |
Chapter 19.146. Mortgage broker practices act. |
Section 19.146.005. Findings and declaration. |
Section 19.146.010. Definitions. |
Section 19.146.020. Exemptions from chapter. |
Section 19.146.0201. Loan originator, mortgage broker—Prohibitions—Requirements. |
Section 19.146.030. Written disclosure of fees and costs—Rules—Contents—Lock-in agreement terms—Excess fees limited. |
Section 19.146.040. Written contract required—Contract entered by loan originator binding on mortgage broker—Written loan broker agreement required. |
Section 19.146.050. Moneys for third-party provider services deemed in trust—Deposit of moneys in trust account—Use of trust account—Rules—Tax treatment. |
Section 19.146.060. Accounting requirements. |
Section 19.146.070. Fee, commission, or compensation—When permitted. |
Section 19.146.080. Borrowers unable to obtain loans—Mortgage broker to provide copies of certain documents—Conditions—Exceptions. |
Section 19.146.085. Duties—Generally. |
Section 19.146.095. Fiduciary duties. |
Section 19.146.100. Violations of chapter—Application of consumer protection act. |
Section 19.146.103. Financial interest in a mortgage broker—Prohibited practices. |
Section 19.146.110. Criminal penalty. |
Section 19.146.200. Mortgage broker or loan originator—License required—Suit or action for collection of compensation—Designated broker required. |
Section 19.146.205. License—Application—Applicant to furnish information establishing identity—Background check—Fee—Bond or alternative. |
Section 19.146.210. License—Requirements for issuance—Denial—Validity—Surrender—Interim license—Rules. |
Section 19.146.215. Continuing education—Rules. |
Section 19.146.218. Informal settlement of complaints or enforcement actions—Director's discretion. |
Section 19.146.220. Director—Powers and duties—Violations as separate violations—Rules. |
Section 19.146.221. Action by director—Hearing—Sanction. |
Section 19.146.223. Director—Administration and interpretation. |
Section 19.146.225. Director—Rule-making powers. |
Section 19.146.226. Director—Licensing rules and interim procedures. |
Section 19.146.227. Cease and desist order—Action to enjoin and enforce. |
Section 19.146.228. Fees—Exception. |
Section 19.146.230. Administrative procedure act application. |
Section 19.146.233. Subpoena authority—Application—Contents—Notice—Fees. |
Section 19.146.235. Director's authority to conduct investigations and examinations—Rules—Penalty. |
Section 19.146.237. Director—Powers under chapter 19.144 RCW. |
Section 19.146.240. Violations—Claims against bond or alternative. |
Section 19.146.245. Violations—Liability. |
Section 19.146.250. Authority restricted to person named in license—Exceptions. |
Section 19.146.260. Registered agent for brokers without physical office in state—Venue. |
Section 19.146.265. Branch offices—Fee—Licenses—Rules. |
Section 19.146.300. Loan originator license—Application—Applicant to furnish information establishing identification—Background check—Fees—Rules. |
Section 19.146.310. Loan originator license—Requirements for issuance—Denial—Validity—Expiration—Surrender—Interim license. |
Section 19.146.320. Loan originator license—Not assignable. |
Section 19.146.325. Loan originator license—Test. |
Section 19.146.340. Loan originator applicants. |
Section 19.146.350. Loan originators—Continuing education—Requirements. |
Section 19.146.353. Residential mortgage loan modification services—Written fee agreement—Limitation on fees—Rules. |
Section 19.146.355. Third-party residential mortgage loan modification services providers—Duties—Restrictions. |
Section 19.146.357. Mortgage loan originator—License required—Nationwide mortgage licensing system and registry. |
Section 19.146.360. Director's duty—Process to challenge information—Nationwide mortgage licensing system and registry. |
Section 19.146.370. Disclosure of information—Privilege—Confidentiality—Exceptions. |
Section 19.146.380. Director's authority to contract—Records and fees. |
Section 19.146.390. Mortgage brokers—Call reports—Licensing system and registry. |
Section 19.146.400. Director's authority—Violation and enforcement reporting. |
Section 19.146.900. Short title. |
Section 19.146.903. Effective dates—1994 c 33. |
Section 19.146.904. Implementation of act—2006 c 19. |
Section 19.146.905. Effective date—2006 c 19. |