Chapter 19.146. Mortgage broker practices act.  


Section 19.146.005. Findings and declaration.
Section 19.146.010. Definitions.
Section 19.146.020. Exemptions from chapter.
Section 19.146.0201. Loan originator, mortgage broker—Prohibitions—Requirements.
Section 19.146.030. Written disclosure of fees and costs—Rules—Contents—Lock-in agreement terms—Excess fees limited.
Section 19.146.040. Written contract required—Contract entered by loan originator binding on mortgage broker—Written loan broker agreement required.
Section 19.146.050. Moneys for third-party provider services deemed in trust—Deposit of moneys in trust account—Use of trust account—Rules—Tax treatment.
Section 19.146.060. Accounting requirements.
Section 19.146.070. Fee, commission, or compensation—When permitted.
Section 19.146.080. Borrowers unable to obtain loans—Mortgage broker to provide copies of certain documents—Conditions—Exceptions.
Section 19.146.085. Duties—Generally.
Section 19.146.095. Fiduciary duties.
Section 19.146.100. Violations of chapter—Application of consumer protection act.
Section 19.146.103. Financial interest in a mortgage broker—Prohibited practices.
Section 19.146.110. Criminal penalty.
Section 19.146.200. Mortgage broker or loan originator—License required—Suit or action for collection of compensation—Designated broker required.
Section 19.146.205. License—Application—Applicant to furnish information establishing identity—Background check—Fee—Bond or alternative.
Section 19.146.210. License—Requirements for issuance—Denial—Validity—Surrender—Interim license—Rules.
Section 19.146.215. Continuing education—Rules.
Section 19.146.218. Informal settlement of complaints or enforcement actions—Director's discretion.
Section 19.146.220. Director—Powers and duties—Violations as separate violations—Rules.
Section 19.146.221. Action by director—Hearing—Sanction.
Section 19.146.223. Director—Administration and interpretation.
Section 19.146.225. Director—Rule-making powers.
Section 19.146.226. Director—Licensing rules and interim procedures.
Section 19.146.227. Cease and desist order—Action to enjoin and enforce.
Section 19.146.228. Fees—Exception.
Section 19.146.230. Administrative procedure act application.
Section 19.146.233. Subpoena authority—Application—Contents—Notice—Fees.
Section 19.146.235. Director's authority to conduct investigations and examinations—Rules—Penalty.
Section 19.146.237. Director—Powers under chapter 19.144 RCW.
Section 19.146.240. Violations—Claims against bond or alternative.
Section 19.146.245. Violations—Liability.
Section 19.146.250. Authority restricted to person named in license—Exceptions.
Section 19.146.260. Registered agent for brokers without physical office in state—Venue.
Section 19.146.265. Branch offices—Fee—Licenses—Rules.
Section 19.146.300. Loan originator license—Application—Applicant to furnish information establishing identification—Background check—Fees—Rules.
Section 19.146.310. Loan originator license—Requirements for issuance—Denial—Validity—Expiration—Surrender—Interim license.
Section 19.146.320. Loan originator license—Not assignable.
Section 19.146.325. Loan originator license—Test.
Section 19.146.340. Loan originator applicants.
Section 19.146.350. Loan originators—Continuing education—Requirements.
Section 19.146.353. Residential mortgage loan modification services—Written fee agreement—Limitation on fees—Rules.
Section 19.146.355. Third-party residential mortgage loan modification services providers—Duties—Restrictions.
Section 19.146.357. Mortgage loan originator—License required—Nationwide mortgage licensing system and registry.
Section 19.146.360. Director's duty—Process to challenge information—Nationwide mortgage licensing system and registry.
Section 19.146.370. Disclosure of information—Privilege—Confidentiality—Exceptions.
Section 19.146.380. Director's authority to contract—Records and fees.
Section 19.146.390. Mortgage brokers—Call reports—Licensing system and registry.
Section 19.146.400. Director's authority—Violation and enforcement reporting.
Section 19.146.900. Short title.
Section 19.146.903. Effective dates—1994 c 33.
Section 19.146.904. Implementation of act—2006 c 19.
Section 19.146.905. Effective date—2006 c 19.